MCU

Deposit Accounts

From a Basic Savings Account through IRA Certificates, MCU offers competitive rates and the safety of federal insurance. You & MCU ... Partners in Success!

Statement Savings Accounts

Available for personal or business accounts, MCU’s Statement Savings Account offers free unlimited ATM access at any MCU ATM as well as at over 7,200 SUM network ATMs.  With MCU’s statement savings you’ll enjoy:

  • No minimum balance requirement

  • 24/7 account access with Mobile Banking

  • Free MCU Debit card

  • Free Internet Banking

  • Free eStatements

  • $3.00 fee for paper statements (fee waived with eStatements)

Student Savings Accounts

With current student identification card or a letter of acceptance, college students will enjoy all the benefits of our regular statement savings account.  In addition, MCU charges zero ATM fees on our Student Savings, including non-MCU ATM transactions.  MCU even rebates up to four ATM fees each month charged by a non-MCU ATM.

Club Accounts

MCU Club Accounts are a great way to accumulate funds for an annual event such as Christmas or a vacation.  Set up direct deposit or make deposits in person.  Once a year your balance is transferred to an account of your choosing, and your account will remain open for future deposits.

Money Market Savings Accounts

Enjoy higher interest rates with the flexibility of a savings account. Our Money Market Savings is available for personal or business accounts

  • Tiered interest rate structure.  The higher your balance, the higher your earnings.

  • No minimum balance requirement

  • 24/7 account access with Mobile Banking

  • Free MCU Debit card

  • Free Internet Banking

  • Free eStatements

  • $3.00 fee for paper statements (fee waived with eStatements)

Certificates

Earn higher returns than a regular savings account.  We offer competitive rates and a variety of terms from 6 months to 60 months.  MCU’s certificates can be opened with as little as $500.

IRA Certificates

Unlike the stock market, your investment in MCU’s Individual Retirement Certificates will never lose value and can be opened with as little as $200. We offer competitive rates and a variety of terms from 12 months to 60 months.  IRA Certificates are available for Traditional IRAs, ROTH IRAs, and Coverdell Education Savings Accounts.See IRA Certificate Rates

IRA Flex Savings Account

MCU’s IRA Flex Savings enables you to grow your balance over a period of time by allowing you to make contributions in any amount and frequency you choose.  Meet your contribution limit over the course of an entire year instead of in one lump sum.  Our IRA Flex Savings is available for Traditional IRAs, ROTH IRAs, and Coverdell Education Savings Accounts.

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