MCU

Home Equity Rates-Effective 6/28/2017*

Home Equity Line of Credit

Initial rate of 2.25% APR for 12 months, then prime rate** per month thereafter; current prime rate 4.25% APR Prime Rate**
Adjusted Monthly
Current prime rate is 4.25% (effective 6/14/17)

Floor rate will never be lower than the prime rate at the time of loan closing

Maximum rate - 18% APR

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Interest rate may be increased on Variable rate mortgage loans. Calculated payments do not include real estate taxes and insurance payments, the actual payment may be greater.
*Rates are subject to change without notice.

Home Equity Loan/Fixed Rate Second Mortgage

CLTV Less than or Equal to 80%
Rate(2)
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  RATE APR  
0-60 Months 3.75% 3.8602%
$18.31 Monthly payments per $1,000
61-120 Months 4.25% 4.3079%
$10.25 Monthly payments per $1,000
121-180 Months 4.75% 4.7908%
$7.78 Monthly payments per $1,000
181-249 Months 5.375% 5.7833%
$7.03 Monthly payments per $1,000

2. Interest rate may be increased on Variable rate mortgage loans. Calculated payments do not include real estate taxes and insurance payments, the actual payment may be greater.
*Rates are subject to change without notice.

If you currently do not have a first mortgage and are looking for a Home Equity Loan, please call 508-865-7600 for more information on MCU's favorable rates and terms.

1st Lien Home Equity

1st LIEN HOME EQUITY LOAN Rate APR APPLY NOW
60 & 72 Months 3.75% 3.8602% $18.31 Monthly payments per $1,000
84, 96, 108 &120 Months 4.25%

4.3079%

$10.25 Monthly payments per $1,000

*Rates are subject to change without notice.

If you currently do not have a first mortgage and are looking for a Home Equity Loan, please call 508-865-7600 for more information on MCU's favorable rates and terms

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