• Passbook Savings 0.05% Rate 0.05% APY
    Statement Savings 0.05% Rate 0.05% APY
    Student Savings 0.05% Rate 0.05% APY

    Rates subject to change after account is opened.
    APY – ANNUAL PERCENTAGE YIELD

    1. Fees could reduce the earnings on this account.
    2. Minimum balance for membership $5.00
    3. Minimum balance to earn stated APY $25.00 
  • Share Accounts – Minimum $5.00
    Christmas Club 0.05% Rate 0.05% APY
    Vacation Club 0.05% Rate 0.05% APY

    Rates subject to change after account is opened.
    APY – ANNUAL PERCENTAGE YIELD

    1. Fees could reduce the earnings on this account.
    2. Minimum balance for membership $5.00
    3. Minimum balance to earn stated APY $25.00 
  • Min. Deposit $25 0.05% Rate 0.05% APY

    Rates subject to change after account is opened.
    APY – ANNUAL PERCENTAGE YIELD

    1. Fees could reduce the earnings on this account.
    2. Minimum balance for membership $5.00
    3. Minimum balance to earn stated APY $25.00 
  • MINIMUM DEPOSIT RATE APY
    $25.00 – $49,999.99 0.05% Rate 0.05% APY
    $50,000.00 – $99,999.99 0.05% Rate 0.05% APY
    $100,000.00 – $249,999.99 0.10% Rate 0.10% APY
    $250,000.00 + 0.10% Rate 0.10% APY

    Rates subject to change after account is opened.
    APY – ANNUAL PERCENTAGE YIELD

    1. Fees could reduce the earnings on this account.
     2. Minimum balance for membership $5.00

  • MINIMUM DEPOSIT RATE APY
    $25.00 – $49,999.99 0.05% Rate 0.05% APY
    $50,000.00 – $99,999.99 0.05% Rate 0.05% APY
    $100,000.00 – $249,999.99 0.10% Rate 0.10% APY
    $250,000.00+ 0.10% Rate 0.10% APY

    Rates subject to change after account is opened.
    APY – ANNUAL PERCENTAGE YIELD

    1. Fees could reduce the earnings on this account.
     2. Minimum balance for membership $5.00

  • MINIMUM DEPOSIT RATE APY
    $25.00 – $49,999.99 1.00% Rate 1.00% APY
    $50,000.00 – $99,999.99 1.00% Rate 1.00% APY
    $100,000.00 – $249,999.99 1.00% Rate 1.00% APY
    $250,000.00 – $499,999.99 1.98% Rate 2.00% APY
    $500,000.00+ 2.96% Rate 3.00% APY

    Rates subject to change after account is opened.
    APY – ANNUAL PERCENTAGE YIELD

    1. Fees could reduce the earnings on this account.
     2. Minimum balance for membership $5.00

  • MINIMUM DEPOSIT RATE APY
    $25.00 – $9,999.99 0.05% Rate 0.05% APY
    $10,000.00 – $24,999.99 0.05% Rate 0.05% APY
    $25,000.00 – $49,999.99 0.05% Rate 0.05% APY
    $50,000.00 – $99,999.99+ 0.10% Rate 0.10% APY

    Rates subject to change after account is opened.
    APY – ANNUAL PERCENTAGE YIELD

    1. Fees could reduce the earnings on this account.
     2. Minimum balance for membership $5.00

  •  

    $200.00 Minimum Deposit
    12 Month 1.49% Rate 1.50% APY
    13 Month 4.17% Rate 4.25% APY
    18 Month 1.59% Rate 1.60% APY
    24 Month 1.74% Rate 1.75% APY
    30 Month 3.93% Rate 4.00% APY
    36 Month 1.79% Rate 1.80% APY
    48 Month 1.84% Rate 1.85% APY
    60 Month 1.89% Rate 1.90% APY
    Retirement Savings^ 0.50% Rate 0.50% APY

    APY – ANNUAL PERCENTAGE YIELD
    $25.00 minimum deposit to open Retirement Savings Account.

    1. Fees could reduce the earnings on this account.
     2. Penalty for early withdrawal.
     3. $200 minimum deposit to open IRA Certificate.

     

  • $500.00 Minimum Deposit
    6 Month 0.85% Rate 0.85% APY
    12 Month 1.49% Rate 1.50% APY
    13 Month 4.17% Rate 4.25% APY
    18 Month 1.59% Rate 1.60% APY
    24 Month 1.74% Rate 1.75% APY
    30 Month 3.93% Rate 4.00% APY
    36 Month 1.79% Rate 1.80% APY
    48 Month 1.84% Rate 1.85% APY
    60 Month 1.89% Rate 1.90% APY
    6 Month Bank At Work 0.25% Rate 0.25% APY

     APY – ANNUAL PERCENTAGE YIELD

    1. Fees could reduce the earnings on this account.
     2. Penalty for early withdrawal.
     3. $500 minimum deposit to open Share Certificate Account.

     

  • N.O.W 1  and Optimum Checking  0.05% Rate 0.05% APY

    Rates subject to change after account is opened.
    APY – ANNUAL PERCENTAGE YIELD

    1. Fees could reduce the earnings on this account.
     2. Minimum balance for membership $5.00

  •  

    Wealth Manager1   0.20% Rate 0.20% APY
    Wealth Invest! – $1 – $250,000 0.75% Rate 0.75% APY
    Wealth Invest! >$250,000 0.20% Rate 0.20% APY

    Rates subject to change after account is opened.
    APY – ANNUAL PERCENTAGE YIELD

    1. Minimum deposit open account $25,000.00

Early Pay

Faster access to direct deposit funds is here, with Early Pay.  Open an Anytime Anywhere checking account to get needed funds up to two days early!

Learn About MCU's Checking with Early Pay

MCU's Home Equity Line of Credit

With MCU’s interest-only Home Equity Line of Credit. Initial rate of 6.50% APR for the first 12-months, (prime rate minus 2.00%) then prime rate each month thereafter.  Call 508-865-7600 for more information.

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Online loan payment processing is now available! Set up a one-time or recurring payment using your non-MCU checking or savings account. There is a $5.00 convenience fee for each payment made.

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