MCU

Deposit Rates - Effective  8/25/2017

Deposit Accounts

Passbook Savings 0.05% Rate 0.05% APY
Statement Savings 0.05% Rate 0.05% APY
School Banking 0.05% Rate 0.05% APY

**rates subject to change after account is opened.
* APY - ANNUAL PERCENTAGE YIELD
1. Fees could reduce the earnings on this account.
2. Penalty for early withdrawal.

3. Minimum deposit open account $5.00

Club Accounts

Share Accounts -
Minimum $5.00
Christmas Club 0.05% Rate 0.05% APY
Vacation Club 0.05% Rate 0.05% APY

**rates subject to change after account is opened.
* APY - ANNUAL PERCENTAGE YIELD
1. Fees could reduce the earnings on this account.
2. Penalty for early withdrawal.
3. Minimum deposit open account $5.00

Money Market Passbook

Min. Deposit $5 0.05% Rate 0.05% APY

**rates subject to change after account is opened.
* APY - ANNUAL PERCENTAGE YIELD
1. Fees could reduce the earnings on this account.
2. Penalty for early withdrawal.

3. Minimum deposit open account $5.00

Money Market Statement

$5.00 - $9,999.99 0.05% Rate 0.05% APY
$10,000.00 - $24,999.99 0.05% Rate 0.05% APY
$25,000.00 - $49,999.99 0.05% Rate 0.05% APY
$50,000.00 - $99,999.99 0.10% Rate 0.10% APY
$100,000.00 - $$249,999.99 0.20% Rate 0.20% APY
$250,000.00 + 0.25% Rate 0.25% APY

**rates subject to change after account is opened.
* APY - ANNUAL PERCENTAGE YIELD
1. Fees could reduce the earnings on this account.
2. Penalty for early withdrawal.

3. Minimum deposit open account $5.00

Money Market Checking

$5.00 - $9,999.99
0.05% Rate
0.05% APY
$10,000.00 - $24,999.99
0.05% Rate
0.05% APY
$25,000.00 - $49,999.99
0.05% Rate
0.05% APY
$50,000.00 - $99,999.99+
0.10% Rate
0.10% APY

**rates subject to change after account is opened.
* APY - ANNUAL PERCENTAGE YIELD
1. Fees could reduce the earnings on this account.
2. Penalty for early withdrawal.
3. Minimum deposit open account $5.00

I.R.A. Certificates

$200.00 Minimum Deposit
12 Month 0.55% Rate 0.55% APY
18 Month 0.65% Rate 0.65% APY
24 Month 1.00% Rate 1.00% APY
36 Month 1.19% Rate 1.20% APY
48 Month 1.49% Rate 1.50% APY
60 Month 1.64% Rate 1.65% APY
5 Year Step-Up    
Year One 1.24% Rate 1.25% APY
Year Two 1.74% Rate 1.75% APY
Year Three 1.98% Rate 2.00% APY
Year Four 2.23% Rate 2.25% APY
Year Five 2.72% Rate 2.75% APY
IRA Flex Savings 0.70% Rate 0.70% APY

**rates subject to change after account is opened.
* APY - ANNUAL PERCENTAGE YIELD
1. Fees could reduce the earnings on this account.
2. Penalty for early withdrawal.

3. $200 minimum deposit to open IRA Certificate

Certificates

$500.00 Minimum Deposit(2)
6 Month 0.30% Rate 0.30% APY
12 Month 0.55% Rate 0.55% APY
18 Month 0.65% Rate 0.65% APY
24 Month 1.00% Rate 1.00% APY
36 Month 1.19% Rate 1.20% APY
48 Month 1.49% Rate 1.50% APY
60 Month 1.64% Rate 1.65% APY
5 Year Step-Up    
Year One 1.24% Rate 1.25% APY
Year Two 1.74% Rate 1.75% APY
Year Three 1.98% Rate 2.00% APY
Year Four 2.23% Rate 2.25% APY
Year Five 2.72% Rate 2.75% APY
6 Month Bank At Work 0.25% Rate 0.25% APY

**rates subject to change after account is opened.
* APY - ANNUAL PERCENTAGE YIELD
1. Fees could reduce the earnings on this account.
2. Penalty for early withdrawal.

3. $500 minimum deposit to open Share Certificate Account

Checking

N.O.W 1 0.05% Rate 0.05%APY
Wealth Manager 0.20% Rate 0.20%APY

**rates subject to change after account is opened.
* APY - ANNUAL PERCENTAGE YIELD
1. Fees could reduce the earnings on this account.
2. Penalty for early withdrawal.

3. Minimum deposit open account $5.00

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