• Model Years  2020 – 2024
    24 Month Term As low as 5.24% APR $43.98 Monthly Payment per $1,000
    36 Month Term As low as 5.24% APR $30.08 Monthly Payment per $1,000
    48 Month Term As low as 5.24% APR $23.14 Monthly Payment per $1,000
    60 Month Term As low as 5.49% APR $19.10 Monthly Payment per $1,000
    72 Month Term As low as 5.74% APR $16.45 Monthly Payment per $1,000

     

    APR – Annual Percentage Rate. Rates are determined by your personal credit history.
    Rate includes a 1/4% discount for automatic loan payments withdrawn from an MCU Essential/Premium Checking account.
    Refinance from another financial institution; new loans to MCU only.
    Limited time offer, rate and term are subject to change without notice.

    Apply Now!

  •  

    Model Years  2021 – 2024
    24 Month Term As low as 5.89% APR $44.27 Monthly Payment per $1,000
    36 Month Term As low as 5.89% APR $30.37 Monthly Payment per $1,000
    48 Month Term As low as 5.89% APR $23.43 Monthly Payment per $1,000
    60 Month Term As low as 5.89% APR $19.28 Monthly Payment per $1,000
    72 Month Term As low as 6.49% APR $16.81 Monthly Payment per $1,000
    84 Month Term As low as 7.24% APR $15.21  Monthly Payment per $1,000

     

    Model Years 2020
    24 Month Term As low as 5.99% APR $44.32 Monthly Payment per $1,000
    36 Month Term As low as 5.99% APR $30.42 Monthly Payment per $1,000
    48 Month Term As low as 5.99% APR $23.48 Monthly Payment per $1,000
    60 Month Term As low as 5.99% APR $19.33 Monthly Payment per $1,000
    72 Month Term As low as 6.49% APR $16.81 Monthly Payment per $1,000

     

    Model Year 2019
    24 Month Term As low as 6.44% APR $44.52 Monthly Payment per $1,000
    36 Month Term As low as 6.44% APR $30.62 Monthly Payment per $1,000
    48 Month Term As low as 6.44% APR $23.69 Monthly Payment per $1,000
    60 Month Term As low as 6.44% APR $19.54 Monthly Payment per $1,000
    72 Month Term As low as 6.94% APR $17.02 Monthly Payment per $1,000

     

    Model Year 2018
    24 Month Term As low as 6.49% APR $44.54 Monthly Payment per $1,000
    36 Month Term As low as 6.49% APR $30.64 Monthly Payment per $1,000
    48 Month Term As low as 6.49% APR $23.71 Monthly Payment per $1,000
    60 Month Term As low as 6.49% APR $19.56 Monthly Payment per $1,000
    72 Month Term As low as 6.94% APR $17.02 Monthly Payment per $1,000

     

    Model Year 2017
    24 Month Term As low as 6.74% APR $44.65 Monthly Payment per $1,000
    36 Month Term As low as 6.74% APR $30.76 Monthly Payment per $1,000
    48 Month Term As low as 6.74% APR $23.83 Monthly Payment per $1,000

     

    Model Year 2016
    24 Month Term As low as 7.94% APR $45.20 Monthly Payment per $1,000
    36 Month Term As low as 7.94% APR $31.31 Monthly Payment per $1,000
    48 Month Term As low as 7.94% APR $24.38 Monthly Payment per $1,000

     

    Model Year 2015
    24 Month Term As low as 7.99% APR $45.22 Monthly Payment per $1,000
    36 Month Term As low as 7.99% APR $31.33 Monthly Payment per $1,000

     

    APR – Annual Percentage Rate. Rates are determined by your personal credit history.
    Rates are subject to change without notice.
    Rate includes a 1/4% discount for automatic loan payments withdrawn from an MCU Essential/Premium Checking account.

    Apply Now!

  •  

    Personal Unsecured
    Up to 60 Month Term As low as 11.15% APR $21.82 Monthly Payment per $1,000

    APR – Annual Percentage Rate. Rates are determined by your personal credit history.
    Rate includes a 1/4%  discount for automatic loan payments withdrawn from an MCU Essential/Premium Checking account.
    Rates are subject to change without notice.

    Apply Now!
  • 24 Month Term As low as 9.90% APR $46.10 Monthly Payment per $1,000
    36 Month Term As low as 9.90% APR $32.22 Monthly Payment per $1,000
    48 Month Term As low as 9.90% APR $25.31 Monthly Payment per $1,000
    60 Month Term As low as 9.90% APR $21.20 Monthly Payment per $1,000
    72 Month Term As low as 10.40% APR $18.73 Monthly Payment per $1,000
    84 Month Term As low as 10.40% APR $16.81 Monthly Payment per $1,000

    APR – Annual Percentage Rate. Rates are determined by your personal credit history.
    Rate includes a 1/4% discount for automatic loan payments withdrawn from an MCU Essential/Premium Checking account.
    Rates are subject to change without notice.

    Apply Now!
  • 24 Month Term As low as 11.90% APR $47.03 Monthly Payment per $1,000
    36 Month Term As low as 11.90% APR $33.17 Monthly Payment per $1,000
    48 Month Term As low as 11.90% APR $26.28 Monthly Payment per $1,000
    60 Month Term As low as 11.90% APR $22.19 Monthly Payment per $1,000
    72 Month Term As low as 12.40% APR $19.76 Monthly Payment per $1,000
    84 Month Term As low as 12.40% APR $17.87Monthly Payment per $1,000

    APR – Annual Percentage Rate. Rates are determined by your personal credit history.
    Rate includes a 1/4% discount for automatic loan payments withdrawn from an MCU Essential/Premium Checking  account.
    Rates are subject to change without notice.

    Apply Now!
  • 36 Month Term As low as 7.90% APR $31.29 Monthly Payment per $1,000
    48 Month Term As low as 7.90% APR $24.37 Monthly Payment per $1,000
    60 Month Term As low as 7.90% APR $20.23 Monthly Payment per $1,000

    APR – Annual Percentage Rate. Rates are determined by your personal credit history.
    Rates are subject to change without notice    .
    Rate includes a 1/4% discount for automatic loan payments withdrawn from an MCU Essential/Premium Checking account.

    Apply Now!
  • 36 Month Term As low as 9.90% APR $32.22 Monthly Payment per $1,000
    48 Month Term As low as 9.90% APR $25.31 Monthly Payment per $1,000

    APR – Annual Percentage Rate. Rates are determined by your personal credit history.
    Rates are subject to change without notice.
    Rate includes a 1/4% discount for automatic loan payments withdrawn from an MCU Essential/Premium Checking  account.

    Apply Now!
  • Up to $1,000 – Revolving Term 14.50% APR $50.00 Monthly Payment per $1,000

    APR – Annual Percentage Rate. Rates are determined by your personal credit history.
    Rates are subject to change without notice.

    Apply Now!
  • 36 Month Term As low as 10.15% APR $32.34 Monthly Payment per $1,000
    48 Month Term As low as 10.65% APR $25.68 Monthly Payment per $1,000
    60 Month Term As low as 10.65% APR $21.57 Monthly Payment per $1,000

    APR – Annual Percentage Rate. Rates are determined by your personal credit history.
    Rate includes a 1/4% discount for automatic loan payments withdrawn from an MCU Essential/Premium Checking  account.
    Rates are subject to change without notice

    Apply Now!
  • 12 Month Term 0.00% $83.33 Monthly Payment per $1,000
    24 Month Term 0.00% $41.67 Monthly Payment per $1,000
    36 Month Term 0.00% $27.78 Monthly Payment per $1,000
    48 Month Term 0.00% $20.83 Monthly Payment per $1,000
    60 Month Term 0.00% $16.67 Monthly Payment per $1,000
    72 Month Term 0.00% $13.89 Monthly Payment per $1,000
    84 Month Term 0.00% $11.90 Monthly Payment per $1,000
    Apply Now!

Early Pay

Faster access to direct deposit funds is here, with Early Pay.  Open an Anytime Anywhere checking account to get needed funds up to two days early!

Learn About MCU's Checking with Early Pay

MCU's Home Equity Line of Credit

With MCU’s interest-only Home Equity Line of Credit. Initial rate of 5.50% APR for the first 12-months, (prime rate minus 2.00%) then prime rate each month thereafter.  Call 508-865-7600 for more information.

Learn more...

Pay Your Loan

Online loan payment processing is now available! Set up a one-time or recurring payment using your non-MCU checking or savings account. There is a $5.00 convenience fee for each payment made.

Make a Payment