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- Receive direct deposits up to 2-days early!
- Open with as little as $5.00
- Online Banking
- Mobile Banking
- Free usage at over 7,200 SUM network ATMs
- Four free foreign ATM or Point of Sale transactions
- $3.00 fee for paper statements (fee waived with eStatements)
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MCU’s Youth Banking Cub Account is a savings account that is available to students at the following participating schools:
- Elmwood Street Elementary School, Millbury
- Raymond E. Shaw Elementary School, Millbury
- Heard Street Discovery Academy, Worcester
- Gates Lane School, Worcester
- Millbury Street Elementary School, Grafton
Features of this account:
- Open with $5.00*
- High-yield interest bearing savings account – currently 3.00%^ A.P.Y.**
* Amount required to open this account and earn the stated Annual Percentage Yield (APY)
**Annual Percentage Yield
^Rate is subject to change without notice. Rate is effective as of 4/24/24
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- Receive direct deposits up to 2-days early!
- Open with as little as $5.00
- Online Banking
- Mobile Banking
- No MCU fees at all non-MCU ATMs
- Reimbursement of 4 fees each month charged at foreign ATMs
- $3.00 fee for paper statements (fee waived with eStatements)
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- Open with as little as $5.00
- Accumulate funds for an annual event such as Christmas or a vacation
- Set up direct deposit or make deposits in person
- Funds are transferred annually to an account of your choosing
- Account remains open for future deposits
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- Receive direct deposits up to 2-days early!
- Open with as little as $5.00
- Tiered interest rate structure. The higher your balance, the higher your earnings
- Free Online Banking
- Free Mobile Banking
- $3.00 fee for paper statements (fee waived with eStatements)
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- $500 minimum to open
- Earn higher returns than a regular savings account.
- Variety of terms available from 6 months to 60 months.
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- $200 minimum to open
- Earn higher returns than a regular savings account.
- Certificate IRAs available in a variety of terms from 12 months to 60 months.
- Savings IRA available; grow your balance over a period of time by making contributions in any amount and frequency you choose.
- Available for Traditional IRAs, ROTH IRAs, and Coverdell Education Savings Accounts
Early Pay
Faster access to direct deposit funds is here, with Early Pay. Open an Anytime Anywhere checking account to get needed funds up to two days early!
MCU's Home Equity Line of Credit
With MCU’s interest-only Home Equity Line of Credit. Initial rate of 5.75% APR for the first 12-months, (prime rate minus 2.00%) then prime rate each month thereafter. Call 508-865-7600 for more information.
Pay Your Loan
Online loan payment processing is now available! Set up a one-time or recurring payment using your non-MCU checking or savings account. There is a $5.00 convenience fee for each payment made.