Personalize your banking with the experts at MCU
Personal Mortgages/Equity Loans With fixed-and adjustable-rates, terms to 30 years, and low fees, MCU has the right product for your new purchase or refinance. Contact our mortgage advisors at Security First Mortgage Funding, LLC today! 508-853-3000
Security First Mortgage Funding, LLC is a wholly owned subsidiary (Credit Union Service Organization or CUSO) of the Millbury Federal Credit Union..
Mortgage
Competitive Fixed and adjustable rate 1 st mortgages for the purchase of your new home or the refinance of your existing mortgage
Home Equity Lines of Credit for home improvements, debt consolidation, vehicle purchase, vacation, or other worthwhile purpose . Click here for Home Equity Rates
Construction loans that offers a convenient cost-effective way to build your new home with our one loan – one closing process
Mass Housing Mortgage Programs offering an affordable financing program for low and moderate income borrowers with lower down payment options and below market rates
Equity Builder Program (EBP) provides grants to financial institutions to assist local income-eligible homebuyers with down-payment and closing costs as well as homebuyer counseling and rehabilitation assistance. Borrowers earning up to 80% of the area median income are eligible to receive up to $30,806 in assistance on a first-come, first-served basis. Buyers are required to complete homebuyer education/counseling if they are a first-time homebuyer.
Housing our Workforce (HOW) provides assistance to financial institutions to help local homebuyers earning more than 80% and up to 120% of the area median income with down payments on owner-occupied primary residences. Borrowers can receive 10% of the home sales price or up to $25,000 in assistance on a first-come, first-served basis. Buyers are required to complete homebuyer education/counseling if they are a first-time homebuyer.