About Us

Our Members OWN MCU!

The Millbury Federal Credit Union (MCU) is owned by our members. MCU serves the membership, more than 44,000 strong, with good rates, low fees, excellent service, and the insurance protection of the National Credit Union Administration

Join MCU!

If you (or an immediate family member) live or work in Worcester County, it's easy to join MCU. Just open a deposit account for $5 or more... and you're a member! Dividends are compounded monthly and paid from day of deposit to day of withdrawal. You'll learn why study after study has demonstrated that credit union members are the nation's most satisfied financial customers. Join MCU... and Share our Success !

MCU Members Benefit from Deposit Accounts!

  • Statement Savings Accounts
  • Term Certificates (6,12,18,24, 36, 48, and 60-month)
  • Individual Retirement Account
  • Money Market Accounts
  • Personal Checking
  • Christmas and Vacation Clubs

MCU Members Benefit from Loans!

  • Fixed and Adjustable Rate Home Mortgages
  • Fixed and Variable Rate Home Equity Loans
  • Fixed Rate Home Improvement Loans
  • New and Used Auto Loans
  • Personal Loans (Secured and Unsecured)
  • Overdraft Protection
  • Commercial Loans
  • Student Loans
  • Personal and Business Credit Cards
  • Small Business and Commercial Lending

MCU Members Benefit from Service!

  • Online Banking
  • Bill Pay
  • Mobile Banking with Mobile Deposit
  • Alerts
  • Popmoney┬«
  • Debit Cards with secure Chip technology
  • MCU Automatic Teller Machines (Cirrus, NYCE and SUM)
  • Merchant Services
  • Direct Deposit
  • Safe Deposit Boxes
  • Commercial Checking
  • Financial Services
  • Federal Insurance through the National Credit Union Administration (NCUA) ... and more!

Millbury Federal Credit Union Officers and Directors

Joseph F. Barbato, President and Chief Executive Officer
Robert W. Hobson, Treasurer
John Reil, Senior Vice President
Joyce Cormier, Vice President
Elaine Dupuis, Vice President
Kevin Hayes, Vice President
George Wheeler, Assistant Vice President
Jason Chase, Assistant Vice President
Denise Bates, Assistant Treasurer
Alise Karle, Assistant Treasurer
Cory Sulminski, Assistant Treasurer
Donna Chabot, Assistant Vice President
Jo-Ann Grimaldi,
System Analysis Officer
Frances Spath,
Consumer Loan Officer

Anna Smarra, Assistant Vice President
Barbara Lussier, Mortgage Officer
Kim White-Ouellette,, Mortgage Officer
Christine Miller, BSA/Security Officer

Millbury Federal Credit Union Board of Directors

Robert L. LeClaire - Chairman
E. Bernard Plante - Vice Chairman
Alexander G. Belisle, Ph.D - Clerk
Joseph F. Barbato - President and CEO
Brook Padgett - Membership Officer
John J. Connor
Joseph Deliso
Peter Dignan
Michael Gaudet, M.D.
Paul Matt
David E. Roach


Student loans
Home equity loan
MCU Investment Services