About Us Our Members OWN MCU!
MCU is owned by our members. We serve the membership, more than 28,000 strong, with good rates, low fees, excellent service, and the insurance protection of the National Credit Union Administration and the Massachusetts Share Insurance Corporation.
Join MCU!
If you (or an immediate family member) live or work in Worcester County, it’s easy to join MCU. Just open a deposit account for $5 or more… and you’re a member! Dividends are compounded monthly and paid from day of deposit to day of withdrawal. You’ll learn why study after study has demonstrated that credit union members are the nation’s most satisfied financial customers. Join MCU… and Share our Success !
MCU Members Benefit from Deposit Accounts!
Statement Savings Accounts
Term Certificates (6,12,18,24, 36, 48, and 60-month)
Individual Retirement Account
Money Market Accounts
Personal Checking
Christmas and Vacation Clubs
MCU Members Benefit from Loans!
Fixed and Adjustable Rate Home Mortgages
Fixed and Variable Rate Home Equity Loans
Fixed Rate Home Improvement Loans
New and Used Auto Loans
Personal Loans (Secured and Unsecured)
Overdraft Protection
Commercial Loans
Student Loans
Personal and Business Credit Cards
Small Business and Commercial Lending
MCU Members Benefit from Service!
Online Banking
Bill Pay
Mobile Banking with Mobile Deposit
Alerts
Debit Cards with secure Chip technology
MCU Automatic Teller Machines (Cirrus, NYCE and SUM)
Merchant Services
Direct Deposit
Safe Deposit Boxes
Commercial Checking
Financial Services
Federal Insurance through the National Credit Union Administration (NCUA) … and more!
