About Us

Our Members OWN MCU!

MCU is owned by our members. We serve the membership, more than 28,000 strong, with good rates, low fees, excellent service, and the insurance protection of the National Credit Union Administration and the Massachusetts Share Insurance Corporation.

Join MCU!

If you (or an immediate family member) live or work in Worcester County, it’s easy to join MCU. Just open a deposit account for $5 or more… and you’re a member! Dividends are compounded monthly and paid from day of deposit to day of withdrawal. You’ll learn why study after study has demonstrated that credit union members are the nation’s most satisfied financial customers. Join MCU… and Share our Success !

MCU Members Benefit from Deposit Accounts!

Statement Savings Accounts
Term Certificates (6,12,18,24, 36, 48, and 60-month)
Individual Retirement Account
Money Market Accounts
Personal Checking
Christmas and Vacation Clubs

MCU Members Benefit from Loans!

Fixed and Adjustable Rate Home Mortgages
Fixed and Variable Rate Home Equity Loans
Fixed Rate Home Improvement Loans
New and Used Auto Loans
Personal Loans (Secured and Unsecured)
Overdraft Protection
Commercial Loans
Student Loans
Personal and Business Credit Cards
Small Business and Commercial Lending

MCU Members Benefit from Service!

Online Banking
Bill Pay
Mobile Banking with Mobile Deposit
Alerts
Debit Cards with secure Chip technology
MCU Automatic Teller Machines (Cirrus, NYCE and SUM)
Merchant Services
Direct Deposit
Safe Deposit Boxes
Commercial Checking
Financial Services
Federal Insurance through the National Credit Union Administration (NCUA) … and more!

Millbury Federal Credit Union Officers and Directors

Joseph F. Barbato, President and Chief Executive Officer
Keiran P. Holahan, Senior Vice President and Chief Financial Officer
Elaine Dupuis, Senior Vice President
Kevin Hayes, Senior Vice President
Robert Leonardi, Vice President/Controller
Anna Smarra, Vice President
Thomas Clancy, Vice President
Alise Breton, Vice President
Cory Sulminski, Assistant Vice President
Tony Romniou, Assistant Vice President
Karen Blais, Assistant Vice President
Donna Chabot, Assistant Vice President
Deborah Campbell, Loan Operations Officer
Denise Bates, Consumer Loan Officer
Robin Boucher, Deposit Operations Officer
Kimberly Quinn, BSA and Compliance Officer

Millbury Federal Credit Union Board of Directors

E. Bernard Plante – Chairman
Joseph Deliso – Vice Chairman
Paul Matt, Clerk
Brook Padgett – Membership Officer
Joseph F. Barbato – President and CEO
Paul Irish
Joel Kent
Laura MacKinnon
Barry Thunberg
Heather Trudell
Luke M. Vaillancourt

Early Pay

Faster access to direct deposit funds is here, with Early Pay. Open an Anytime Anywhere checking account to get needed funds up to two days early!

Learn About MCU's Checking with Early Pay

MCU's Home Equity Line of Credit

With MCU’s interest-only Home Equity Line of Credit. Initial rate of 5.75% APR for the first 12-months, (prime rate minus 2.00%) then prime rate each month thereafter. Call 508-865-7600 for more information.

Learn more...

Pay Your Loan

Online loan payment processing is now available! Set up a one-time or recurring payment using your non-MCU checking or savings account. There is a $5.00 convenience fee for each payment made.

Make a Payment